Terms & Conditions
Terms of Use
Thank you for your interest in National Family Insurance. (“National Family Insurance,” “we,” or “us“) post this document as the applicable terms of use, along with any related websites, networks, applications, insurance agent and representative services, and communication channels (including online chat and telephone call centers), and other services provided by us (collectively, our “Service“). These Terms of Use are a legally binding contract between you and National Family Insurance regarding your use of the Service.
IMPORTANT!
Please read the following terms carefully. By using or clicking any button on this site or submitting any information to us or by otherwise using the service, you acknowledge that you have read, understood, and agree to be bound by the following terms and conditions, including the Privacy Policy. If you are not eligible to use our Service or agree to these Terms, or if you do not agree to the Terms, then you do not have our permission to use the Service.
By using this site and providing information you are agreeing and give consent to be (1) called and sent texts regarding medicare and life insurance services, and (2) give consent for monitoring and recording any telephone calls made or received by National Family Insurance or our partners and call centers.
Service Overview
National Family Insurance provides a service where consumers and businesses can research and get quotes for various insurance products. National Family Insurance is not an insurance company. It only provides information and introduces website users to insurance and related products offered by third parties. If you are considering a policy or product from one of the third parties you speak to as a result of being contacted, do not cancel any existing insurance policies or contracts that you may have, until you are sure and have written proof, documentation, and confirmation from the insurance company to which you are applying with, that the new policy is in fact in effect.
Not Advice
The content, information, materials on nationalfamilyinsurance.com are for informational purposes only. No Material is intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read on the nationalfamilyinsurance.com. If you think you may have a medical emergency, call your doctor or 911 immediately. nationalfamilyinsurance.com does not recommend or endorse any specific tests, physicians, products, procedures, opinions, insurance coverage or other information that may be mentioned on the Service. Reliance on any information provided by nationalfamilyinsurance.com to the Service is solely at your own risk.
Eligibility
In order to use our site and Service, you must be at least 18 years of age. By using the site and agreeing to these Terms, you acknowledge the requirements and warrant to us that: (a) you are at least 18 years of age; (b) you have not previously been suspended or removed from the Service; and (c) your registration and your use of the Service is in compliance with all applicable laws and regulations. If you are using the Service on behalf of an entity, organization, or company, you represent and warrant that you have the authority to bind that organization to these Terms and you agree to be bound by these Terms individually and on behalf of that organization.
Electronic Communications. Email, Text Messaging, Telephone Calls
By providing National Family Insurance a telephone number and other contact information while submitting a form on this site, you agree to receive communications, including via-email and calls (including text messages and calls made using an autodialer or prerecorded voice message), from or on behalf of National Family Insurance (or its employees, subsidiaries, contractors, agents, business partners or other third parties permitted to receive your information under the National Family Insurance Privacy Policy) at the email address or telephone number you provided, even if that number is on a National or State Do Not Call List. These calls may be for information and marketing purposes, such as to provide you with information about your insurance options. You are not required to provide your consent to these calls as a condition of any purchase with the help of National Family insurance, and you may revoke any consent for marketing messages, phone calls or text messages as described below, at any time. Standard text messaging and telephone minute charges may apply according to your cell phone provider. Calls may be monitored and recorded for quality assurance and training purposes to protect your rights, our rights, and the rights of others.
Disclaimers; No Warranties
The content and service we provide comes with no guarantees and provided on an “AS IS” basis. Without warranty, guarantees, or condition of any kind, either expressed or implied. No advise or information, whether oral or written creates any warranty. You assume all risk and damage that may result from or use or access to the service. You understand and agree that you use the service at your own discretion and risk and to the fullest extent permitted by law, that you are solely responsible for any damage, or the loss of any data as a result of downloading any material or content from our site.
Limitation of Liability
To the fullest extent, permitted by law, In no event will National Family Life be liable to you for any incidental, indirect, special, consequential or punitive damages arising out of or related to your access and use of the services or any material or content on the site.
Opt-Out From Communication
We make it easy to opt out and unsubscribe from our communication. There is an option at the bottom of every email we send to opt out and unsubscribe. If you wish to unsubscribe from text communication, you can simply respond with “STOP” and will be removed from any future text communications. If you wish to opt out of telephone contact, you may do so by making a request during any call you receive. You may also contact us by email with any opt out requests at any time.
DCMA
National Family Insurance values intellectual property and follows a policy to address infringement claims in accordance with the Digital Millennium Copyright Act (DMCA). DMCA provides copyright owners a process in notifying online service providers regarding copyright infringement.
If you have concerns on the materials and contents available on NationalFamilyInsurance.com that violate your copyright, please provide us a valid and complete DMCA notice for proper actions. Under the terms of DMCA, National Family Insurance will respond to notices in legal circumstances and avail the protection under the Act. NationalFamilyInsurance.com will take out the infringed material and take plausible steps to contact the user who use your property.
A DMCA notification should include the following contents:
A physical or electronic signature of the copyright owner or the person authorized to act on behalf of the owner with valid identification;
A description of the nature and the location of the material that allegedly infringed your copyright; Your address, telephone number, and email address;
A statement that you have a bona fide belief that the use of the disputed material is not authorized by the copyright owner, its agent, or the law; and,A statement, under penalty of perjury, that the information in your notification is accurate as the copyright owner or the person authorized to act on behalf of the owner.
Fair Use and Content Disclaimer
Fair use is the copyright regulation that allows the limited use of copyrighted materials without acquiring permission from the right holders for comment and educational purposes. Views, articles and images on this site may contain copyrighted material which has not always been specifically authorized by the copyright owner.
Fair Use on Images, Links and Logos
We believe that the use of some photos and logos on this web site constitutes to ‘fair use’ as stated in the copyright law. Some of the images found on the web site may be screenshots of a photo of an organization protected by copyright possibly owned by a company of an entity that produced it. National Family Insurance claims no credit for the images posted on this site unless otherwise noted.
The use of the limited images of web resolution screenshots plainly for identification and visual association qualifies for fair use under International Copyright Laws. The images or logo is to assist the reader determine the organization so they might reach the web site associated with the organization by clicking on it to better convey the message.
The use of images on the web site does not signify endorsement of the organization by National Family Insurance. They are not directed toward commercial advantage of private monetary compensation. Any other uses of the images might be considered copyright infringement.
You may check the individual copyright material by following the link to the web site of the organization for more information.
Content Disclaimer
The views and opinions expressed in the media, articles or comments on this site are solely those of the authors and do not necessarily represent the view and opinions of the management. NationalFamilyInsurance.com does not warrant the accuracy, timeliness and completeness of the information on the web site.
The editorial staff of NationalFamilyInsurance.com oversees and governs the site based on our editorial policy but should not be liable for all of the information found on this web site.
Image Content Removal
If you wish to use copyrighted materials from this site for the reasons that go beyond the “fair use” policy, you need to obtain permission from the copyright owner. If you have concerns regarding copyright infringements or materials that does not comply with fair use as outlined, please contact us and we will immediately take down the material.
Third-Party Services and Outside Linking Websites.
NationalFailyInsurance.com may link to other third party website using automated tools. By using one of our form and providing your information, you agree that we may transfer that information to the applicable third-party website or service. We have no control over third party services, and take no responsibility and are not responsible for how a third party service uses your exported information. The Service may also contain links to third-party websites. Linked websites are not under our control, and you agree we are not responsible for their content. You are subject to the third parties Privacy policy in the event you information is passed on to the third party.
Consent to Communications
By using NationalFamilyInsurance.com, you consent to receiving certain electronic communications from us as further described in our Privacy Policy. Please read our Privacy Policy to learn more. You agree that any notices, agreements, disclosures, or other communications that we send to you electronically will satisfy any legal communication requirements, including that those communications be in writing.
Contact Information
You may contact us by sending us an email at support@nationalfamilyinsurance.com